What Is The Difference Between Water Damage And Flood Water Damage?

Most people are confused about both of these terms i.e. flood damage and water damage. They often believe that both of these terms are interchangeable. But you should know that the flood and water damage are different from one another. In this regard, you would be able to realize the differences at the time of filing a water damage claim for flooding. In the below-mentioned section, you will get to know about the important differences existing between water damage and flood water damage.

Similarities Between Water Damage And Flood Water Damage

Although both the flood damage as well as water damage are different there are a lot of similarities existing between them. They can both cause disaster in a home by causing structural damage, submerging your belongings, etc.

Not only that, but the cleanup procedure for both of them is considered to be similar. Another similarity is that the steps which you need to take for claiming your insurance are also the same. Below are given some of the most important steps that you need to follow for ensuring that the claims for your flood-damaged or water-damaged house are processed by your insurance service provider:

  • First of all, you should focus on taking clear videos and pictures of the damage.
  • After that, you need to make a complete list of the damaged items in your house.
  • The next step is to contact your insurance company.
  • Another important step is to call a restoration service provider.
  • Now, you have to wait till your insurance adjuster comes for the home inspection.
  • After further processing of your insurance claims, you should focus on opting for house repair and restoration services.

Differences Between Flood Damage And Water Damage

It is an easy task to differentiate between flood damage and water damage. Whenever your house suffers from water damage Dana Point, then, in that case, only your house is affected. But, in case of flood water damage, your house along with many other houses experience the same issue.

Major Causes Of Flood Water Damage

Flood water damage usually results from one of the below-mentioned reasons:

  • Mudflow from deforested hills and mountains
  • A sudden build-up of runoff water from one source like hills and mountains
  • Overflow of the inland waters such as creeks and rivers or tidal waters

Again, your homeowner’s insurance policy will not cover any restoration and repairs occurring due to floods. This is considered to be the major reason, why you should focus on opting for flood damage coverage on your existing insurance. So, before experiencing any flooding situation, you should always check your insurance policy for this coverage. And, in case, you are living in a flood-prone area, then you need to seek the extra coverage that is added to your insurance policy. Therefore, whenever your house is damaged by a water heater leak, sewage or toilet overflow, burst pipe, or due to a deluge resulting from a storm, then it becomes very important to opt for water damage restoration services. These professional service providers are inclined towards providing the best services to all your restoration needs from flooding to water damage.

Water Damage inside Home

Additional Information Regarding This

Flood Damage: The actual differences between both flood damage and water damage lie in their causes. Talking about the flood damage, this is caused by water from natural sources like an overflowing water source, lake, or rapid build-up of the surface water. Once the flood reaches residential areas, it can even enter your property by seeping into the door cracks or any other openings in your house.

So, the flood water damage can be very serious and leads to the necessity for costly repairs as it contributes to damage to the interior portion of your house. As it is not possible to protect your houses from flood damage, and so, it becomes very important to buy flood insurance for your house. Also, whenever any difficult situation occurs due to flood damage, you need to focus on repairing or replacing the damage which is possible at an affordable cost. In case, you need help with the storm damage restoration, then you should have a talk with your insurance company regarding this.

Water Damage: On the other hand, water damage results anytime without any flood. This sort of situation mainly occurs when the water comes in contact with the ground. Different causes of water damage in your house include severe leaks through your roof which have damaged your floors and walls. Some other causes of water damage include overflowing toilets, burst pipes, hail damage on your roof and windows. Due to these particular reasons, the rainwater can enter your house causing water damage. So, the main difference between the water damage and the flood damage is that the flood damage contributes to having a disastrous effect on everyone in your neighborhood region.

On the other hand, the water damage affects only your house and belongings. Similar to the flood damage, the water damage is specifically covered by your homeowners’ insurance. But, it is very important to effectively read all insurance policies which will help you to know about the type of water damage that is mainly covered under your insurance policy. Again, you should never neglect any water damage or flood water damage issue. This is because if you leave walls, flooring, or carpeting wet, then it can lead to the growth of mould. Mould is known to be very harmful if inhaled. Due to these reasons, you should never ignore the issue. There may be moisture or water under floors or behind the walls and so, a routine check is recommended. Any professional water restoration service provider will assess the situation using their professional equipment as well as moisture meters.


So, the above-mentioned ones are some of the major differences existing between the water damage and also the flood water damage which you should know about. Therefore, professional water damage and restoration service will focus to identify the problem and solve it in a very less time. Whenever any damage occurs, you need to contact a reputed water damage restoration service who will work directly with your insurance company and help to effectively address issues concerning water damage Dana Point.

 Author Bio:-

Walter is a marketing manager at EZ Flood Restoration USA. He loves to write about Mold Remediation Services, Kitchen and Bathroom Remodel ,Crawl Space Cleaning, Fire and Smoke Damage